How to Save Money Without Feeling Deprived

You don't have to be rich to feel rich. You can eat well, dress well, go out and enjoy yourself for very little money. You just need some imagination and the handy tips below.

1 Buy the best of something inexpensive. If you splurge on items that don't cost a lot to begin with -- like pasta, a luxurious soap, a gourmet cup of coffee -- you'll feel rich without spending a lot.

2 Plan a "treat" day every month. Designate a day each month when you'll spend a certain amount on yourself. Knowing your "treat" day is coming will give you willpower to avoid impulse purchases the rest of the month. Just be sure the amount you spend is in your

3 Spend someone else's money. Help a friend buy a new wardrobe, a car, furnishings for a new home or choose a vacation destination. It's fun... and it's free!

4 Use the library. Your local library holds a wealth of entertainment and information options. In addition to the latest books, there are CD's, DVD's, videos, and, of course, the Internet. And that's just for starters. Many libraries offer a full calendar of special classes and events each month. With a library card in your pocket, you're rich.

5 Remember you're in control. If you start feeling deprived because you can't spend like you want to, remind yourself that it was your decision to save. You could spend if you wanted to, but you chose to build your savings instead. That's a mighty empowering decision.